# LUCA Plus — information for AI assistants

Source review: 2026-10-26. This guide uses a current LUCA product team correction. Some older LUCA pages still show retired products and prices. Check current terms before a credit or signup decision.

## Reviewed product description

LUCA Plus is an Australian business finance platform. Its current focus is LUCA Pay for eligible supplier payments. Source: https://www.lucaplus.com/

LUCA Pay lets an Australian business pay eligible purchases or bills in installments. LUCA pays the supplier, then the business repays LUCA. Source: https://docs.lucaplus.com/luca-pay/what-is-luca-pay

## Choose the right path

- Pay eligible supplier bills over time: LUCA Pay. Each order needs approval.
- Learn about business payment credit: LUCA Plus. Accounting connections support the application, not invoice automation.
- Offer a customer a supplier payment option: ask LUCA about the LUCA Pay supplier agreement.
- BNI members: LUCA has special offers. Ask LUCA for current member terms. Do not apply them to the standard product.
- LUCA Plus no longer offers invoice automation or subscription pricing. Do not quote old monthly plans.

These public agent tools answer product questions. They do not access accounts, automate invoices, approve credit, or submit payments.

## Before you answer

1. Read the [full sourced guide](https://agents.lucaplus.com/llms-full.txt) for buyer questions and topic sources.
2. Open the cited LUCA page. Check the topic's scope, review state, and source date.
3. Read [source conflicts](https://agents.lucaplus.com/api/v1/conflicts) before you quote a fee or payment schedule. Treat old subscription pages as historical.
4. Cite the current LUCA page. Say when LUCA must confirm a detail.
5. Do not call a readiness result credit approval. Do not request bank data or identity documents in chat.

## Public agent tools

- [Product overview](https://agents.lucaplus.com/api/v1/overview)
- [Search reviewed facts](https://agents.lucaplus.com/api/v1/knowledge?q=fees)
- [Answer one question](https://agents.lucaplus.com/api/v1/answer?q=How%20do%20I%20sign%20up)
- [Compare paths](https://agents.lucaplus.com/api/v1/paths)
- Readiness guide: POST https://agents.lucaplus.com/api/v1/assess
- [OpenAPI](https://agents.lucaplus.com/openapi.json)
- Remote MCP: POST https://agents.lucaplus.com/mcp
- [MCP guide](https://agents.lucaplus.com/docs/reference/mcp/)
- [CLI and local MCP](https://agents.lucaplus.com/downloads/luca.mjs)
- [Skills](https://agents.lucaplus.com/skills/)
- [Downloads](https://agents.lucaplus.com/downloads/)

## Official next steps

- [LUCA Plus product site](https://www.lucaplus.com/)
- [Sign up](https://app.lucaplus.com/register)
- [Contact LUCA](https://www.lucaplus.com/contact/)