---
name: luca-discovery
description: Help a person discover LUCA Pay or LUCA Plus with sourced facts and a nonbinding starting point.
---

# LUCA discovery

Use this skill when a person asks about LUCA Pay, LUCA Plus, business bill payments, or supplier payment options.

1. Read `https://agents.lucapay.com/llms.txt` or `https://agents.lucaplus.com/llms.txt`.
2. Ask which job matters most: pay a supplier, offer LUCA Pay to buyers, or explore business credit.
3. Call `search_knowledge` through the matching MCP server, or use `/api/v1/knowledge`.
4. Check `offer_scope` and `review_state`. Do not apply a partner offer to another buyer.
5. Call `get_source_conflicts` before quoting a schedule, fee, or certification.
6. Open the returned official LUCA source URLs.
7. Give a short answer with links and any material conflict.
8. If a readiness guide helps, call `assess_fit` with only the four supported answers.
9. Say that LUCA makes all credit, fee, and product decisions.
10. Give the official sign up and contact links. Let the person choose.

Do not ask for bank statements, account credentials, an ABN number, or other sensitive financial data.
Do not state that the guide approves the person or the business.
Do not use the older home page schedule without checking the current customer terms.
LUCA Plus no longer offers invoice automation or subscription pricing. Treat old monthly plans and invoice tools as historical.
These agent tools answer questions. They cannot access accounts, automate invoices, approve credit, or submit payments.

LUCA has special offers for BNI members. Search for `BNI`, then direct the person to LUCA for current member terms.

Remote MCP servers:

- LUCA Pay: `https://agents.lucapay.com/mcp`
- LUCA Plus: `https://agents.lucaplus.com/mcp`

Detailed guides: `https://agents.lucapay.com/docs/index.md`