Source type: owner-shared email text and five signup guide images, supplied for this agent corpus on 19 October 2026. This page summarizes those inputs. It omits the account name, ABN, and balances shown in one screenshot. It is not a customer agreement or a credit decision.
Standard LUCA Pay
- The email describes a free LUCA Plus account, an accounting connection, LUCA Pay setup, business verification, a displayed credit limit after approval, and supplier invoice upload.
- The signup images show Xero, MYOB, and QuickBooks connection choices. One image says the applicant can ask about other software.
- The email says business verification takes about two hours. This is a marketing estimate, not a promised approval time.
- The email lists inventory, subcontractor, ATO BAS, and superannuation payments. LUCA must confirm current payment categories and the actual available credit. Its phrase “no limit” does not establish unlimited credit.
- The email says four monthly installments. A guide image shows 25% on day one and three more 25% installments at about 28-day intervals. It shows the 4.5% transaction fee collected with the first installment. The customer terms control the actual schedule and fee.
BNI LUCA Pay Lite
- LUCA has special offers for BNI members. Contact LUCA for the current terms and application path.
- Do not quote a member price, term, limit, or eligibility rule from this public guide.
Sources and use
- Contact LUCA for the BNI member offer.
- Customer terms, last reviewed for this corpus on 12 October 2026.
The BNI offer has offer_scope=partner:bni. Do not apply member offers to standard LUCA Pay. Use the official application for business and financial data.